08162017Headline:

Is it time for YOUR FREE HOME LOAN HEALTH CHECK???

One of the common mistakes that many Australian homeowners make is assuming that the terms of your mortgage are finite.

Over the life of your home loan, your financial circumstances are likely to change several times.

Whether you get a higher paying job, cut back on your hours or start a family – the amount of money you have to spend is going to vary throughout your lifetime.

Besides life altering changes to your circumstances, you may simply want to take advantage of a lower interest rate offer, better options in a package deal, renovate your house or move to a better lender.

It therefore makes sense that every now and then, you review your mortgage terms to make sure that they are continuing to suit your personal needs.

THIS IS WHERE A SMARTLINE PERSONAL MORTGAGE ADVISER CAN HELP!!!

Refinancing your mortgage is not a decision that should be taken lightly. Before embarking on any major shift in financial strategy, it is recommended that you speak to an experience Mortgage Adviser, which has the market and product knowledge to help you decide if refinancing is right for you, and which option will best suit your circumstances.

Accounting for all aspects of your existing home loan and your current and future financial circumstances, I can help you navigate 25 banks and lenders to discern between the various mortgage structures, fees, terms and conditions to find the best option for you.

I will also work with you to secure any extra convenience features you may want such as internet banking, discounted credit cards and insurance.

If you are not sure whether you would benefit from mortgage refinancing, it is best to look at all the angles with the help of a financial expert.

It is not the right choice for everyone, but it could end up saving you thousands of dollars!

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