08222017Headline:

MIDDLESEA INSURANCE LAUNCHES NEW FAMILY HEALTH INSURANCE SCHEME

Middlesea Insurance has launched the Family Health Insurance Scheme, a new insurance product which covers all the health insurance needs of all family members, upon payment of a single premium only.

Family Health pic 12 MIDDLESEA INSURANCE LAUNCHES NEW FAMILY HEALTH INSURANCE SCHEME

This new health insurance scheme gives protection cover to all family members in case of any injury or other medical contingencies such as hospitalisation, medical expenses, and surgical expenses. This scheme offers generous out-patient benefits including refund for general practitioners’ fees, consultations with specialists, a dental benefit, maternity benefit, as well as a benefit for funeral expenses.

The family health insurance scheme offers a number of exclusive features. Clients only need to pay a single premium per family, including family discounts, whilst the premium can be paid monthly, quarterly, half yearly or annually. A unique and important benefit that this scheme offers is the unemployment benefit. Should one become unemployed as a result of redundancy, and therefore not be able to pay the family insurance premium, Middlesea will pay the renewal premium on behalf of the customer. Should the policy holder decide to transfer his/her cover either from or to an individual basis,one can still enjoy continuous cover as long as he/she remains on the same level of cover.

For more peace of mind, a personalised card is issued to all insured members of the family. New born children can be included in the Family scheme free of charge, until the next date of renewal. This scheme includes the exclusive Second Medical Opinion service program. This means that if any member of the family is diagnosed with a serious illness and would like to get further confirmation, this benefit gives one access to a network of acknowledged international medical experts at no extra cost.

If the insured or an insured member of the family requires emergency Treatment whilst outside of the Maltese Islands, then the Family scheme will cover the cost for the Treatment

Although the purpose of the Family scheme is to provide cover for Treatment received in the Maltese islands, if the insured or an insured member of the family requires emergency Treatment whilst outside of the Maltese Islands, then the Family scheme will cover the cost for the Treatment received up to the same level as what would have been paid had the same Treatment been received in Malta. Another benefit is that apart from offering a full refund benefit for all eligible medical costs associated with hospitalisation for every person insured, one can save substantially by sharing some of the out-patient benefits between the members of the family. At the same time a whole out-patient benefit can be utilised by one single person in case of serious illness.

“This new product is intended to introduce Health insurance to families. The Family Health Insurance scheme is flexible, understandable and cost effective and primarily designed with the typical Maltese Family requirements in mind’ said Mr Simon Anastasi, Chief Officer Health Insurance at Middlesea.

Joining the Middlesea Family Health scheme is simple as no medical tests are required as long as the person applying for cover is under 60 years old. One only needs to complete a Proposal Form. For more information, call Middlesea Insurance on 21246262, any of our authorised intermediaries or visit our website www.middlesea.com.

Middlesea Insurance p.l.c. (C-5553) is authorised by the Malta Financial Services Authority to carry on both Long Term and General Business under the Insurance Business Act, 1998. COM100413745

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